Set outside of a traditional subdivision in Monticello, this well cared for 2-bedroom, 1-bath home offers space, comfort, and freedom from HOA restrictions. Inside, the home offers 890 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. A private backyard adds extra space for play, pets, or simple relaxation. Practical parking available makes everyday living easier for households with multiple vehicles. Set outside of a formal subdivision, this address in Monticello offers a more independent feel with no mandatory HOA. With approximately 321 days on the market, this home is well positioned for the next owner. At $169,000, this home is well positioned for buyers seeking value in Monticello.